Use Scenarios
Never Miss a Payment Again : Worried about late fees? Klarna sends timely push notifications for upcoming payments, ensuring you stay on track. Get a clear overview of your purchases and outstanding balance, making financial management a breeze.
Unlock Exclusive Savings & Rewards : Love a good deal? Klarna offers up to 10% cashback at top stores and exclusive daily discounts. Your cashback is real money, ready for your next purchase, making shopping even more rewarding.
Shop Smarter In-Store and Online : Use Klarna anywhere Visa is accepted, including in-store via Apple Pay. Split payments into interest-free installments, shop abroad without extra fees, and enjoy instant purchase confirmations for a seamless experience.
Core Highlights
Effortless Payment Management : Track all your purchases, upcoming bills, and outstanding balances in one place. Activate push notifications to ensure you never miss a due date, keeping your finances organized and stress-free.
Generous Cashback & Deals : Earn up to 10% cashback on purchases made through the app. Plus, discover new exclusive deals and discounts daily. Your cashback is real cash, directly added to your Klarna balance.
Flexible Shopping Options : Choose to Pay Now, Pay in 4 interest-free installments, Pay in 30 days, or Pay Over Time. Klarna empowers you to shop flexibly, whether online or in-store with the Klarna Card.
Seamless Delivery Tracking : Stay updated on your order's journey with live tracking information, including delivery times, pickup codes, and location details. Know exactly when your package will arrive, from store to door.
User Benefits
Budgeting Beginners : Klarna makes budgeting simple. Track spending, get payment reminders, and split costs into manageable installments. It’s a fantastic tool for those new to managing their own finances.
Savvy Shoppers : Maximize your savings with up to 10% cashback and daily deals. Klarna rewards your shopping habits, turning everyday purchases into opportunities to earn money for future buys.
On-the-Go Professionals : Manage payments and track deliveries conveniently from your phone. The Klarna Card offers fee-free international shopping and flexible payment options, perfect for busy individuals.
Loyalty Card Champions : Say goodbye to a cluttered wallet! Klarna now integrates loyalty cards, letting you scan and store them digitally. Access all your rewards programs in one easy-to-manage app.
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