Use Scenarios
Bill-Splitting Bliss : Effortlessly divide dinner bills with friends after a delicious meal. No more awkward calculations or IOU notes! Just a few taps and everyone pays their fair share instantly. 🎉 Enjoy the good times, stress-free!
Emergency Fund Savior : Unexpected car repair? Chime helps you build a safety net with automatic savings features. Round up purchases and stash the spare change away. Peace of mind in your pocket, whenever you need it. 😌
Travel Budget Buddy : Track your spending on vacation in real-time. Know exactly how much you're spending, and avoid overspending. ✈️ Stay within budget and still enjoy your hard-earned vacation to the fullest. Aloha!
Core Highlights
Early Payday Access : Get your paycheck up to two days early when you set up direct deposit. No more waiting anxiously for funds to clear. More money, more time, less stress! 🤑 It's like getting paid on Friday, on Wednesday.
SpotMe® Overdraft : Cover those unexpected purchases without overdraft fees. Eligible members can overdraft up to $200* on debit card purchases. A financial safety net when you need it most. *Terms and conditions apply.
Fee-Free Banking : Say goodbye to monthly fees, overdraft fees, and foreign transaction fees. Keep more of your hard-earned money in your pocket, where it belongs. 🚫 Enjoy transparent banking, the way it should be.
Automatic Savings : Effortlessly build your savings with round-ups and automatic transfers. Watch your savings grow without even thinking about it. 📈 Small changes, big impact - that's the Chime way to wealth.
User Benefits
Freelancer Finances : Effortlessly manage income and expenses with Chime. Track payments, set aside money for taxes, and simplify your financial life. ✨ All from one user-friendly app, designed for the modern freelancer.
Budgeting Beginners : Learn the ropes of budgeting with Chime's intuitive tools. Set spending limits, track your progress, and develop healthy financial habits. 🎓 Finally, a money app that teaches you *how* to save!
Families on the Go : Easily send money to family members instantly and securely. Track expenses and teach kids about responsible spending. 👨👩👧👦 Financial management simplified for busy families on the move.